@font-face{font-family:"Jost";src:url(fonts/jost-400.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Jost";src:url(fonts/jost-500.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Jost";src:url(fonts/jost-600.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"Jost";src:url(fonts/jost-700.woff2) format("woff2");font-weight:700;font-display:swap}

:root{
  --orange:#F05028;--orange-dk:#D63F1A;--navy:#1E426C;--navy-dk:#132E4D;
  --bg:#F8F8F8;--bg2:#F0F0F0;--white:#fff;--text:#1E2B3A;--muted:#5A6878;--line:#D9DFE6;
  --radius:16px;--shadow:0 6px 24px rgba(30,66,108,.10);
  --font:"Jost","Futura","Century Gothic",system-ui,-apple-system,"Segoe UI",Roboto,"PingFang SC","Hiragino Sans GB","Noto Sans CJK SC","Noto Sans SC","Microsoft YaHei",sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--text);background:var(--bg);line-height:1.65;font-size:16px}
img{max-width:100%;display:block}
a{color:var(--navy)}
h1,h2,h3{color:var(--navy);line-height:1.25;margin:0 0 .5em}
p{margin:0 0 1em}
.container{width:min(1120px,100% - 40px);margin-inline:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* side brand line (desktop) */
.side-line{position:fixed;right:10px;top:50%;transform:translateY(-50%);writing-mode:vertical-rl;
  font-size:13px;letter-spacing:.18em;color:var(--navy);opacity:.7;z-index:5;pointer-events:none;display:none}
@media(min-width:1200px){.side-line{display:block}}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(248,248,248,.94);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:64px}
.brand{font-weight:700;color:var(--navy);text-decoration:none;font-size:15px;letter-spacing:.03em;white-space:nowrap}
.brand b{color:var(--orange);font-weight:700}
.header-actions{display:flex;align-items:center;gap:8px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:12px 22px;border-radius:999px;
  font:600 15px var(--font);text-decoration:none;cursor:pointer;border:2px solid transparent;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--orange);color:#fff}.btn-primary:hover{background:var(--orange-dk)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-dk)}
.btn-wa{background:#fff;color:var(--navy);border-color:var(--navy)}
.btn-wa svg{width:20px;height:20px;fill:#25D366}
.btn-sm{min-height:38px;padding:7px 14px;font-size:13px}
.header-wa{display:none}@media(min-width:600px){.header-wa{display:inline-flex}}

/* sections */
section{padding:64px 0;position:relative}
.kicker{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--orange);margin-bottom:8px}
.section-title{font-size:clamp(26px,4.5vw,38px)}
.rule{width:120px;height:3px;background:var(--orange);position:relative;margin:4px 0 28px;border-radius:2px}
.rule::before,.rule::after{content:"";position:absolute;top:-3.5px;width:10px;height:10px;border-radius:50%;background:var(--orange)}
.rule::before{left:-2px}.rule::after{right:-2px}
.lead{color:var(--muted);max-width:720px}
.alt{background:#fff}


/* district palette */
:root{
  --gold:#D4AF37;--gold-2:#E6C35C;--champagne:#E8D5A3;
  --r-navy:#0F2A4A;--r-navy-2:#0A1F38;
  --silver-bg:#EEF1F4;--silver:#C0C7CF;--slate:#2F3A45;--slate-2:#5B6670;
  --deep-blue:#0B2D6B;--deep-blue-2:#0A2558;--sky:#9CC3FF;
  --inv-blue:#123E7C;--inv-blue-2:#1A4C93;
  --ev-navy:#14213D;
  --charcoal:#2B2D31;--charcoal-2:#3A3D42;
  --wa:#25D366;--wa-ink:#06301A;--wa-bg:#E9FBF0;--wa-dk:#0B5D2E;--wa-mid:#0E7A3E;
}
.site-header{border-bottom:3px solid var(--orange)}
.district-map{background:#fff;border-top:1px solid var(--line)}
.map-inner{display:flex;gap:8px;overflow-x:auto;padding:8px 0;scrollbar-width:none}
.map-inner::-webkit-scrollbar{display:none}
.district-map a{flex:none;display:inline-flex;align-items:center;gap:6px;padding:6px 12px;border-radius:999px;text-decoration:none;
  font-size:13px;font-weight:600;color:var(--navy);background:var(--bg2);border:1.5px solid transparent;white-space:nowrap}
.district-map a:hover,.district-map a:focus-visible{border-color:var(--orange)}
.district-map svg{width:18px;height:18px;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.d-reception svg{stroke:#0F2A4A}.d-wealth svg{stroke:#5B6670}.d-global svg{stroke:#0B2D6B}.d-insurance svg{stroke:#1E426C}
.d-investment svg{stroke:#123E7C}.d-panels svg{stroke:#123E7C}.d-events svg{stroke:#8A6D1F}.d-about svg{stroke:#2B2D31}.d-booking svg{stroke:#0E7A3E}
@media(min-width:1000px){.map-inner{flex-wrap:wrap;justify-content:center;overflow:visible}.district-map a{padding:5px 9px;font-size:12px;gap:5px}.map-inner{gap:6px}}
section.district{scroll-margin-top:120px}
.narrow{max-width:820px}.center{text-align:center}

.btn-gold{background:var(--gold);color:#1B1606}.btn-gold:hover{background:#E2C25A}
.btn-wa-solid{background:var(--wa);color:var(--wa-ink);border-color:var(--wa)}.btn-wa-solid:hover{background:#1EBE5A}
.btn-wa-solid svg{width:22px;height:22px;fill:var(--wa-ink)}
.btn-lg{min-height:56px;font-size:17px;padding:14px 28px}
.header-wa{display:none}@media(min-width:600px){.header-wa{display:inline-flex}}

/* Reception: navy + gold */
.reception{background:var(--r-navy);color:#fff;padding:48px 0 60px;overflow:hidden}
.reception::before{content:"";position:absolute;width:320px;height:320px;right:-160px;top:-160px;border-radius:50%;opacity:.35;pointer-events:none;
  background:repeating-radial-gradient(circle,transparent 0 22px,var(--gold) 22px 24px)}
.reception .kicker{color:var(--gold)}
.reception h1{color:#fff;font-size:clamp(38px,8vw,64px);margin-bottom:.1em}
.reception .role{color:var(--gold);font-weight:600;font-size:clamp(17px,2.6vw,21px);margin-bottom:18px}
.reception .tagline{font-size:clamp(20px,3.4vw,28px);color:#fff;font-weight:700;line-height:1.35;margin-bottom:12px}
.reception .tagline em{font-style:normal;color:var(--gold)}
.reception .sub{color:#D5DEE8;max-width:560px}
.hero-grid{display:grid;gap:32px;align-items:center}
@media(min-width:900px){.reception{padding:72px 0 88px}.hero-grid{grid-template-columns:1.25fr 1fr}}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.trust{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:22px;font-size:13px;color:#fff;font-weight:600}
.trust > span::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--gold);margin-right:7px;vertical-align:1px}
.hero-photo{position:relative;justify-self:center;width:min(380px,86vw)}
.hero-photo .frame{border-radius:50%;overflow:hidden;aspect-ratio:1/1;border:6px solid var(--gold);background:#e9ecef;box-shadow:0 10px 40px rgba(0,0,0,.35)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 8%}
/* Credentials band (Reception) */
.cred-band{background:var(--r-navy-2);color:#fff;border-top:1px solid #1C3A60}
.cred-band .kicker{color:var(--gold)}.cred-band h2{color:#fff}
.cred-band .lead{color:#C9D5E3;max-width:720px}
.cred-grid{display:grid;gap:16px;margin-top:20px}
@media(min-width:900px){.cred-grid{grid-template-columns:repeat(3,1fr)}}
.card{border-radius:var(--radius);padding:22px}
.cred{background:#12325A;border:1px solid #2A4C78}
.cred .issuer{font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold)}
.cred h3{font-size:18px;margin:6px 0 8px;color:#fff}
.cred .num{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:15px;color:#F3E3A6;background:var(--r-navy-2);
  border-radius:8px;padding:6px 10px;display:inline-block;margin-bottom:8px;font-weight:600}
.cred p{font-size:14px;color:#C9D5E3;margin:0 0 8px}
.cred a.verify{font-size:14px;font-weight:600;color:#F3E3A6}
.note{font-size:13px;color:#AFC0D3;margin-top:18px}
.note a{color:#F3E3A6;font-weight:600}

/* shared service grid */
section.district{padding:64px 0}
.kicker{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;margin-bottom:8px}
.section-title{font-size:clamp(26px,4.5vw,38px)}
.lead{max-width:720px;margin-bottom:24px}
.svc-grid{display:grid;gap:16px}
@media(min-width:760px){.svc-grid{grid-template-columns:repeat(3,1fr)}}
.svc .ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;margin-bottom:12px}
.svc .ico svg{width:26px;height:26px;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.svc h3{font-size:18px;margin-bottom:6px}
.svc p{font-size:14.5px;margin:0}

/* Wealth District: silver + white */
.wealth{background:var(--silver-bg);background-image:linear-gradient(180deg,#F7F8FA,#E7EBEF)}
.wealth .kicker{color:var(--slate-2)}.wealth h2,.wealth h3{color:var(--slate)}
.wealth .lead,.wealth .svc p{color:#45505B}
.wealth .card{background:#fff;border:1.5px solid var(--silver);box-shadow:0 4px 16px rgba(47,58,69,.06)}
.wealth .ico{background:#E3E7EB}.wealth .ico svg{stroke:#4A5561}

/* Global Avenue: deep blue */
.global{background:var(--deep-blue);color:#fff}
.global .kicker{color:var(--sky)}.global h2{color:#fff}
.global p{color:#DCE6F7;font-size:16.5px}
.fine-box{background:var(--deep-blue-2);border:1px solid #4F7FD0;border-radius:12px;padding:14px 16px;font-size:14px!important;color:#DCE6F7}

/* Insurance District: white + navy */
.insurance{background:#fff}
.insurance .kicker{color:var(--navy)}.insurance h2,.insurance h3{color:var(--navy)}
.insurance .card{background:#F5F8FB;border:1.5px solid var(--navy)}
.insurance .svc p{color:#34475C}
.insurance .ico{background:var(--navy)}.insurance .ico svg{stroke:#fff}
.caution{margin-top:20px;border-left:4px solid var(--navy);background:#EEF3F8;padding:12px 16px;border-radius:6px;font-size:14px;color:#22364D}

/* Investment District: blue + gold */
.investment{background:var(--inv-blue);color:#fff}
.investment .kicker{color:var(--gold-2)}.investment h2{color:#fff}
.investment .card{background:var(--inv-blue-2);border:1px solid #2E62AE}
.investment h3{color:var(--gold-2)}.investment .svc p{color:#DCE6F5}
.investment .ico{background:rgba(230,195,92,.16)}.investment .ico svg{stroke:var(--gold-2)}
.risk{margin-top:20px;font-size:14px;color:#fff;border-top:1px solid #2E62AE;padding-top:14px}

/* Event Hall: navy + champagne gold */
.events{background:var(--ev-navy);color:#F7EEDB}
.events .kicker{color:var(--champagne)}.events h2{color:var(--champagne)}
.event-card{border:2px dashed var(--champagne);border-radius:16px;padding:28px 20px;margin:12px auto 0;max-width:520px}
.event-card svg{width:40px;height:40px;stroke:var(--champagne);fill:none;stroke-width:1.8;margin:0 auto 10px;display:block}
.event-card p{margin:0;font-size:17px;font-weight:600;color:#F7EEDB}

/* About James: charcoal + white */
.about{background:var(--charcoal);color:#fff}
.about .kicker{color:#C9CDD2}.about h2,.about h3{color:#fff}
.about p{color:#E4E6E9;font-size:16.5px}
.about-grid{display:grid;gap:32px;align-items:center}
@media(min-width:900px){.about-grid{grid-template-columns:.85fr 1.15fr}}
.about-photo{border-radius:var(--radius);overflow:hidden;max-width:420px;justify-self:center;border:3px solid #fff}
.about-photo img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:50% 10%}
.pill-list{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 0;padding:0;list-style:none}
.pill-list li{background:var(--charcoal-2);color:#fff;border-radius:999px;padding:6px 14px;font-size:13.5px;font-weight:600}
.steps-title{margin-top:28px;font-size:18px}
.steps{list-style:none;padding:0;margin:0;display:grid;gap:10px;counter-reset:s}
@media(min-width:640px){.steps{grid-template-columns:1fr 1fr}}
.steps li{background:var(--charcoal-2);border-radius:12px;padding:12px 14px 12px 52px;position:relative;font-size:14px;color:#E4E6E9}
.steps li::before{counter-increment:s;content:counter(s);position:absolute;left:12px;top:12px;width:28px;height:28px;border-radius:50%;
  background:#fff;color:var(--charcoal);font-weight:700;display:grid;place-items:center;font-size:14px}
.steps li b{display:block;color:#fff}

/* WhatsApp Booking: bright green */
.booking{background:var(--wa-bg)}
.booking .kicker{color:var(--wa-mid)}.booking h2{color:var(--wa-dk)}
.booking .contact-side p{color:#1F2D24}
.contact-grid{display:grid;gap:28px}
@media(min-width:900px){
  .contact-grid.form-ready{grid-template-columns:.9fr 1.1fr;align-items:start}
  .contact-grid:not(.form-ready){max-width:640px}
}
.contact-photo{width:150px;height:150px;border-radius:50%;overflow:hidden;border:5px solid var(--wa);margin-bottom:18px;background:#dfe5ec}
.contact-photo img{width:100%;height:100%;object-fit:cover}
.fee-note{font-size:14px;background:#fff;border-left:4px solid var(--wa-mid);padding:10px 14px;border-radius:6px;margin-top:18px;color:#1F2D24}
form.card{background:#fff;color:var(--text);padding:24px;border:2px solid var(--wa);box-shadow:0 8px 28px rgba(14,122,62,.12)}
.field{margin-bottom:14px}
.field label,.field legend{display:block;font-weight:600;font-size:14px;color:var(--wa-dk);margin-bottom:6px}
.field input[type=text],.field input[type=tel],.field select,.field textarea{width:100%;font:15px var(--font);padding:12px 14px;border:1.5px solid #B9D8C6;
  border-radius:10px;background:#fff;color:var(--text)}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--wa-mid);outline-offset:1px;border-color:var(--wa-mid)}
.field textarea{min-height:110px;resize:vertical}
fieldset.field{border:0;padding:0;margin:0 0 14px}
.radio-row{display:flex;flex-wrap:wrap;gap:8px}
.radio-row label{display:inline-flex;align-items:center;gap:6px;border:1.5px solid #B9D8C6;border-radius:999px;padding:7px 14px;font-weight:500;cursor:pointer;margin:0;color:var(--text)}
.radio-row input{accent-color:var(--wa-mid)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:#3D4A42}
.consent input{margin-top:4px;width:18px;height:18px;accent-color:var(--wa-mid);flex:none}
.hp{position:absolute;left:-5000px}
.form-status{margin-top:12px;font-weight:600;font-size:14px}
.form-status.ok{color:var(--wa-dk)}.form-status.warn{color:#A8320F}
.req{color:#C2410C}
.hint{font-size:12.5px;color:var(--muted);margin:-2px 0 6px}
.booking .hint{color:#4B5A51}
.wa-note{margin:14px 0 0;max-width:36em;line-height:1.55}
.reception .wa-note{color:#D5DEE8;max-width:560px}
.reception .wa-note a{color:#F3E3A6;font-weight:600}
.wa-note a,.footer-bottom a{white-space:nowrap}
.booking .wa-note{color:#1F2D24}
.consent-bm{display:block;margin-top:8px}
.booking a{color:var(--wa-dk)}

/* footer */
footer{background:#0F2540;color:#B9C6D6;font-size:13px;padding:40px 0 90px}
footer h2{color:#fff;font-size:15px;margin-bottom:8px}
footer a{color:#fff}
.footer-brand{color:#fff;font-weight:700;letter-spacing:.04em;margin-bottom:14px}
.footer-brand b{color:var(--orange)}
.disclaimer p{margin-bottom:.7em}
.footer-bottom{border-top:1px solid #24405F;margin-top:20px;padding-top:16px;display:flex;flex-wrap:wrap;gap:8px 20px;justify-content:space-between}
@media(min-width:900px){footer{padding-bottom:40px}}

/* floating WhatsApp (mobile) */
.wa-float{position:fixed;right:16px;bottom:16px;z-index:60;width:56px;height:56px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 6px 18px rgba(0,0,0,.25)}
.wa-float svg{width:30px;height:30px;fill:#fff}
@media(min-width:900px){.wa-float{display:none}}

/* privacy page */
.doc{max-width:780px;padding:40px 0 64px}
.doc h1{font-size:clamp(28px,5vw,40px)}
.doc h2{font-size:20px;margin-top:1.6em}
.doc li{margin-bottom:.4em}
picture{display:block;height:100%}
@media(max-width:420px){
  .brand{font-size:12.5px;letter-spacing:.01em}
  .header-inner{gap:6px}
}

.licence-disclosure{border:1px solid #24405F;border-radius:12px;padding:16px 18px;margin-bottom:20px;background:#13304F}
.licence-disclosure p{color:#DCE5EF;margin-bottom:.7em}
footer{border-top:4px solid var(--orange)}
.brand b{color:#C73E1D}
.footer-brand b{color:#FF7A55}
.side-line{background:rgba(255,255,255,.92);padding:12px 5px;border-radius:999px;opacity:1;box-shadow:0 2px 10px rgba(0,0,0,.15);font-size:12px}

/* Services map (after credentials) */
.services-band{background:#F7F8FA;border-top:1px solid #D5DBE2;border-bottom:1px solid #D5DBE2}
.services-band .kicker{color:var(--inv-blue)}
.services-band h2{color:var(--inv-blue)}
.services-band .lead{color:#45505B}
.service-map{display:grid;gap:10px;padding:0;margin:8px 0 0;list-style:none}
@media(min-width:700px){.service-map{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1000px){.service-map{grid-template-columns:repeat(5,1fr)}}
.service-map a{display:block;background:#fff;border:1.5px solid #C5D0DE;border-radius:12px;padding:14px 16px;text-decoration:none;color:var(--inv-blue);min-height:72px}
.service-map a:hover,.service-map a:focus-visible{border-color:var(--gold);background:#FFFBF0}
.service-map b{display:block;font-size:15px;line-height:1.35}
.service-map span{display:block;margin-top:6px;font-size:12.5px;font-weight:500;color:#45505B}

/* Panels: wealth silver + investment blue/gold, logo crops from panel cards */
.panels{background:linear-gradient(180deg,#F7F8FA,#E7EBEF);overflow-x:clip}
.panels .kicker{color:var(--inv-blue)}
.panels h2{color:var(--slate)}
.panels .lead{color:#45505B}
.panel-tagline{margin:28px 0 4px;color:var(--inv-blue);font-size:16.5px;font-weight:650;line-height:1.45}
.panel-group{margin:16px 0 24px}
.panel-group h3{color:var(--inv-blue);font-size:17px;margin:0 0 12px;padding-bottom:6px;border-bottom:2px solid var(--gold);line-height:1.35}
.panel-logos{background:#fff;border-radius:12px;padding:12px 14px;overflow:hidden;box-shadow:0 1px 4px rgba(20,35,58,.08)}
.panel-logos picture{display:block;height:auto;max-width:100%}
.panel-logos img{width:100%;height:auto;display:block;max-width:100%}
.panel-easier{margin:28px 0 8px;text-align:center;color:var(--inv-blue);font-size:18px;font-weight:700;line-height:1.5}
.panel-note{margin-top:20px;background:#fff;border-left:4px solid var(--inv-blue);padding:14px 16px;border-radius:8px;font-size:14px;color:#22364D;line-height:1.6}